Banking Essays

Advancements in e-Wallets: A Focus on UK and US Markets
Example essay. Last modified: 27th Aug 2024
Introduction: This report examines the advancements made in e-Wallet technology, focusing primarily on the UK and US markets, while also touching upon developments in Asia and the Middle East....

Banking Structures and Regulation in the UK
Example essay. Last modified: 6th Jul 2023
Introduction: The UK's banking system falls into the “restricted universal” category because banks are discouraged from owning commercial concerns. It is made up of: commercial banks consisting of the “big bang” UK banks;...

Industry report on the United Kingdom banking and finance industry
Example essay. Last modified: 1st Jun 2023
Introduction: Measures of the financial and banking sector usually include activities of a wide range, these include retail banks, building societies, investment banks and hedge funds. However, for the focus of this report I will take a narrower view, focusing on the leading banks...

Impacts of Data Science on Finance and Banking
Example essay. Last modified: 13th Oct 2021
Introduction: An exploration of the disruptive and transformative impacts of data science on finance and banking....

Did Information Systems Cause Deutsche Bank to Stumble?
Example essay. Last modified: 12th Oct 2021
Introduction: Unfortunately, due to the sophisticated changes in the banking industry, they are suffering and encountering many difficulties. The bank's lack of knowledge of information systems leads to several complications. This was driven by their failure to make informed choices about strategy, investment, and how to better designate capital for technology....

The Evolution of Electronic Cash
Example essay. Last modified: 11th Oct 2021
Introduction: An analysis of electronic cash, and examples of real world implementation, risks and issues associated with electronic cash and the challenges ahead....

Importance of Cost Reduction and Control
Example essay. Last modified: 20th Sep 2021
Introduction: Strategic investment decision making indicates the process of identifying, evaluating, and selecting among projects which are more likely to have significant effect on the organization’s competitive advantage....

Information Systems in the Banking Industry
Example essay. Last modified: 3rd Sep 2021
Introduction: The following paper analyzes the information needs of the banks at various departmental levels and compares the security levels used by banks with those in other sectors. At the end of the paper, one should be able to understand the most commonly used technologies in banks, the security measures currently used in banks and whether or not there is scope for further improvement....

Talent Management at Bank of America
Example essay. Last modified: 20th Aug 2021
Introduction: Bank of America is considered to be the first national retail bank of the country. Its operations started in a small region of North California and after two decades it grew drastically, occupying place in the world’s biggest companies....

The Ethical Analysis & Evaluation of the HSBC Money Laundering Scandal
Example essay. Last modified: 16th Aug 2021
Introduction: HSBC is a bank that originated from Hong Kong in 1865 with the original purpose to help trade between Europe and Asia take place. From these roots, HSBC has blossomed into existing branches in nearly 66 countries and territories...

UK Banking Industry: Case of the Royal Bank of Scotland Plc (RBS
Example essay. Last modified: 3rd Nov 2020
Introduction: This report examined the performance of Royal Bank of Scotland Group plc and evaluated the competitive environment of the banking sector that it operates (RBS), and give the reasons for the current performance of the organisation, in order...

What Are the Main Risks Faced by Banks and How Do They Attempt to Mitigate Them?
Example essay. Last modified: 3rd Nov 2020
Introduction: Within the banking industry firms face multiple risks but in the following essay, I will specifically identify three potential risks and how they are managed. My 3 chosen risks are; credit risk, liquidity risk and business risk...

What Caused the 2008 Global Financial Crisis?
Example essay. Last modified: 18th May 2020
Introduction: The world’s most extreme and dangerous global disaster since the great depression of 1929 took place in 2008 as the world’s economy faced its downfall (Havemann 2012). For a few major financi...

Disaster Recovery Issues in the Banking Sector
Example essay. Last modified: 18th May 2020
Introduction: Introduction Disaster is any unexpected event that can significantly put any organization at risk by interfering with operations. Disaster recovery is the process of continuing...

Project Change, Risk and Opportunity Management of Southern and Northern Bank Merger
Example essay. Last modified: 18th May 2020
Introduction: Introduction   Mergers became common among the industry. Southern bank accepted Northern banks supply of merger. As this merger is within the&...

Impact of the 2008 Global Financial Crisis on the Banking Sector
Example essay. Last modified: 18th May 2020
Introduction: Analyse and Evaluate the Impact of the 2008 Global Financial Crisis on the Bank Sector Introduction Things were unnoticed until it happened. The sudden shock in 2008 caused larg...

PESTEL Analysis of the Bank of Ireland
Example essay. Last modified: 8th Feb 2020
Introduction: Introduction The banking industry has undergone a sustained period of change over recent years, and this pace of change is set to continue. In this paper, the “Bank” refers to Bank o...

Commonwealth Bank of Australia and Customer Strategies
Example essay. Last modified: 8th Feb 2020
Introduction: PART A: RESEARCH INTO THER AUSTRALIAN BANKING SECTOR   Chosen Bank: The Commonwealth Bank of Australia (CBA) Company Analysis   Organisa...

Australia and New Zealand Bank's Corporate Social Responsibility
Example essay. Last modified: 8th Feb 2020
Introduction: Table of Contents Part 1 Introduction Social ethical initiative of ANZ Bank Organisational culture of ANZ bank Social ethics and organisational perfor...

Ethics in Australia's Banking Industry
Example essay. Last modified: 8th Feb 2020
Introduction: Introduction Business ethics incorporates professional or applied ethics which assesses the moral and ethical principles that can emerge within the business environment (De George, 2011)...

The Collapse of Baring Bank: Causes, Impacts and Lessons Learned
Example essay. Last modified: 8th Feb 2020
Introduction: What Can We Learn From Financial Disaster The collapse of Baring Bank The 200-year-old Barings Bank was brought to its knees in 1995 in one month, when the rouge trader, Nichola...

An Exploration of Dynamic Capabilities in the Banking Sector
Example essay. Last modified: 8th Feb 2020
Introduction: An Exploration of Dynamic Capabilities, with specific reference to the Banking Sector. Introduction This portfolio consists of three inter-related sections exploring the concept...

Credit Risk Analysis of Australian Banks
Example essay. Last modified: 8th Feb 2020
Introduction: Introduction Modern banks are subject to a diverse set of market and non-market risks. A safe banking system is critical to economic growth and the stability of financial markets, hence ...

Impacts of Innovation in Barclays and the Importance of CSR for BP Plc
Example essay. Last modified: 8th Feb 2020
Introduction: Task One Innovation and the Role of Technological Change in Economic Progress Technology is a leading factor in economic development. At the same time, the level of technologica...

Strategies for Risk Management
Example essay. Last modified: 8th Feb 2020
Introduction: Risk A strong and efficient banking system is the catalyst for sustainable economic growth. Banks offer services to people wishing to save and plays a vital role in lending money to busi...